Effective date: June 13, 2026
This disclaimer applies to the ScamMessage website and mobile application (collectively, "the service"). ScamMessage provides automated analysis and protection features intended to help users identify potential warning signs commonly associated with scams. The information generated by the service is provided for informational purposes only.
No Fraud Determination
The service does not determine with certainty whether a message, caller, or transaction is legitimate or fraudulent. The analysis identifies patterns and indicators that are frequently used in scams, but legitimate communications may sometimes display similar characteristics, and some scams may not be detected. Users should always verify suspicious communications independently.
Protection Features Are Best-Effort
Features such as scam call labeling, SMS filtering, and bank-transaction monitoring operate on a best-effort basis. They rely on patterns, sender information, and device permissions, and may not identify every scam. Legitimate calls, messages, or transactions may occasionally be flagged, and alerts may be delayed or incomplete. These features are not a substitute for your own attention to your communications and accounts.
No Professional Advice
The service does not provide legal, financial, cybersecurity, or investigative advice. Bank-transaction alerts are provided for scam-protection purposes only and do not constitute financial advice. Any actions taken based on the analysis or alerts are the responsibility of the user.
Not Affiliated With Law Enforcement
ScamMessage is an independent tool and is not affiliated with any government agency, law enforcement organization, or consumer-protection authority. Users who believe they have encountered fraud should report it to the appropriate authorities. Examples may include:
- The Federal Trade Commission (FTC)
- Local law enforcement
- Consumer-protection agencies
No Warranty
The service is provided "as is" without warranties of any kind, including accuracy, reliability, or completeness of the analysis or alerts. Use of the service is entirely at the user's own risk.