Bank Text Scam Checker

    Check if a banking text is legitimate. ScamMessage detects fake fraud alerts, account suspension texts, and phishing messages impersonating banks.

    Got a text from your bank asking you to click a link or call a number? Bank impersonation is one of the most common SMS scams. ScamMessage analyzes these messages for fraudulent patterns — including fake fraud alerts, unauthorized transaction warnings, and account verification phishing.

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    Warning Signs

    • Links to domains that aren't your bank's official website
    • Requests for your full card number, PIN, or password
    • Pressure to act within minutes or your account will be locked
    • Messages from short codes your bank doesn't normally use

    Example Scam Messages

    Fake fraud alert

    "ALERT: Unusual activity detected on your account ending in 4829. If this wasn't you, click here to secure your account: bankofamerica-secure.net"

    Uses a fake domain that mimics Bank of America. Real banks never send links in fraud alert texts.

    Frequently Asked Questions

    Related Resources

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